Credit Checkers investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant’s credit standing.
- Compile and analyze credit information gathered by investigation.
- Contact former employers and other acquaintances to verify applicants’ references, employment, health history, and social behavior.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
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Credit Checkers with little to no experience tend to make between $26540 and $31670 while the more experienced ones can earn over $48430 per year.
|Top 5 paying states||Hourly||Annual|
One of the easiest ways to increase your salary as a Credit Checker is to move to a higher paying state like NY. Right now, the highest paying states for Credit Checkers are NY, MN, MA, RI and CO.
However, a higher pay at NY doesn’t guarantee that you will make more because the living expenses at NY might be twice as high than where you are currently at now.
Three other factors that can increase your salary as a Credit Checker is the degree you hold, the industry you work in, and lastly the company you work for.
We asked other Credit Checkers what degree they had when they got the job and most of them said they had a High School Diploma followed by a Bachelor’s Degree.
Other than that, we also asked them what did they major in and here are the most popular majors that came up.
|Banking and Financial Support Services|
Pros and Cons
Here are some of the pros and cons of being a Credit Checker.
|Suitable for people who likes to follow routines|
|Suitable for people who values relationships between co-workers and customers and wants to work in a friendly non-competitive environment|
|This career is perfect for people who love to work indoors.|
|It is easy to get into this career. Some previous work-related skill, knowledge, or experience is required for this career.|
|Not suitable for people who likes to work with designs|
|One of the lowest paying jobs|
|Demand for this career is declining|
|Long working hours (More than 40 hours per week)|
What is the job like
66% of Credit Checkers said they were satisfied with their job and 48% said they feel like their job is making other people’s lives better.
Is this right for me
You can read more about these career personality types here.
People who are suitable for this job tends to like following set procedures and routines. They like working with data and details more than with ideas..
They also like starting up and carrying out projects. They like leading people and making many decisions. Sometimes they require risk taking and often deal with business.
research rates, routings, or modes of transport for shipment of products. Maintain awareness of regulations affecting the international movement of cargo. Make arrangements for additional services, such as storage or inland transportation.
interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.
authorize credit charges against customers' accounts.
issue licenses or permits to qualified applicants. Obtain necessary information, record data, advise applicants on requirements, collect fees, and issue licenses. May conduct oral, written, visual, or performance testing.
compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.
Related career information
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