Credit Checkers: Salary, Job Description, How To Become One, and Quiz

Stan T.Career, OverviewLeave a Comment

Credit Checkers

Credit Checkers investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.

Becoming One
No degree required
Job Satisfaction
Job Growth


Job description

Credit Checkers investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant’s credit standing.

  • Compile and analyze credit information gathered by investigation.
  • Contact former employers and other acquaintances to verify applicants’ references, employment, health history, and social behavior.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
Read more about what does a Credit Checker really do at work and what is it like being and working as one.

Featured Schools


Average salary
$40670 per year

Average hourly wage
$20 per hour

Credit Checkers with little to no experience tend to make between $26540 and $31670 while the more experienced ones can earn over $48430 per year.

Top 5 paying states Hourly Annual
NY $23 $48,420
MN $23 $48,300
MA $22 $46,440
RI $22 $46,340
CO $22 $45,780

One of the easiest ways to increase your salary as a Credit Checker is to move to a higher paying state like NY. Right now, the highest paying states for Credit Checkers are NY, MN, MA, RI and CO.

However, a higher pay at NY doesn’t guarantee that you will make more because the living expenses at NY might be twice as high than where you are currently at now.

Three other factors that can increase your salary as a Credit Checker is the degree you hold, the industry you work in, and lastly the company you work for.


Recommended degree level
No degree required

We asked other Credit Checkers what degree they had when they got the job and most of them said they had a High School Diploma followed by a Bachelor’s Degree.

Other than that, we also asked them what did they major in and here are the most popular majors that came up.

Banking and Financial Support Services
Read more about how to become a Credit Checker and the degree, training and education you need.

Pros and Cons

Here are some of the pros and cons of being a Credit Checker.

Suitable for people who likes to follow routines
Suitable for people who values relationships between co-workers and customers and wants to work in a friendly non-competitive environment
This career is perfect for people who love to work indoors.
It is easy to get into this career. Some previous work-related skill, knowledge, or experience is required for this career.
Not suitable for people who likes to work with designs
One of the lowest paying jobs
Demand for this career is declining
Long working hours (More than 40 hours per week)

What is the job like

Job satisfaction

Is this job meaningful

66% of Credit Checkers said they were satisfied with their job and 48% said they feel like their job is making other people’s lives better.

Is this right for me

Best personality for this career
The Organizers and The Entrepreneurs

You can read more about these career personality types here.

People who are suitable for this job tends to like following set procedures and routines. They like working with data and details more than with ideas..

They also like starting up and carrying out projects. They like leading people and making many decisions. Sometimes they require risk taking and often deal with business.

Learn more about Credit Checkers

Summary (You are here)
Job Description

Find a college with the major you want

Related career information

Credit Checkers job description, Credit Checkers salary, Credit Checkers information, what is the job of a Credit Checker like, pros and cons about Credit Checkers, colleges and universities for Credit Checkers, is Credit Checkers the right career for me, careers in Office and Administration

Similar careers

Accounts Receivable Manager, Branch Manager, Business Manager, Call Out Operator, Commercial Credit Head, Commercial Credit Lead, Commercial Credit Reviewer, Commercial Loan Reviewer, Credit Administrator, Credit Analyst

Additional resources

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.