Credit Authorizers: Salary, Job Description, How To Become One, and Quiz

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Credit Authorizers

Credit Authorizers authorize credit charges against customers' accounts.

Becoming One
Bachelor's degree
Job Satisfaction
Job Growth


Job description

Credit Authorizers authorize credit charges against customers’ accounts.

  • Evaluate customers’ computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  • Keep records of customers’ charges and payments.
  • File sales slips in customers’ ledgers for billing purposes.
  • Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
Read more about what does a Credit Authorizer really do at work and what is it like being and working as one.


Average salary
$40670 per year

Average hourly wage
$20 per hour

Credit Authorizers with little to no experience tend to make between $26540 and $31670 while the more experienced ones can earn over $48430 per year.

Top 5 paying states Hourly Annual
NY $23 $48,420
MN $23 $48,300
MA $22 $46,440
RI $22 $46,340
CO $22 $45,780

One of the easiest ways to increase your salary as a Credit Authorizer is to move to a higher paying state like NY. Right now, the highest paying states for Credit Authorizers are NY, MN, MA, RI and CO.

However, a higher pay at NY doesn’t guarantee that you will make more because the living expenses at NY might be twice as high than where you are currently at now.

Three other factors that can increase your salary as a Credit Authorizer is the degree you hold, the industry you work in, and lastly the company you work for.


Recommended degree level
Bachelor’s degree

We asked other Credit Authorizers what degree they had when they got the job and most of them said they had a Bachelor’s Degree followed by a High School Diploma.

Other than that, we also asked them what did they major in and here are the most popular majors that came up.

Banking and Financial Support Services
Read more about how to become a Credit Authorizer and the degree, training and education you need.

Pros and Cons

Here are some of the pros and cons of being a Credit Authorizer.

Suitable for people who likes to follow routines
Suitable for people who wants independence and likes to work on their own and make decisions
This career is perfect for people who love to work indoors.
It is not too difficult to get into this career. Previous work-related skill, knowledge, or experience is required for this career.
Not suitable for people who likes to work with designs
One of the lowest paying jobs
Demand for this career is declining

What is the job like

Job satisfaction

Is this job meaningful

66% of Credit Authorizers said they were satisfied with their job and 48% said they feel like their job is making other people’s lives better.

Is this right for me

Best personality for this career
The Organizers and The Entrepreneurs

You can read more about these career personality types here.

People who are suitable for this job tends to like following set procedures and routines. They like working with data and details more than with ideas..

They also like starting up and carrying out projects. They like leading people and making many decisions. Sometimes they require risk taking and often deal with business.

Learn more about Credit Authorizers

Summary (You are here)
Job Description

Related career information

Credit Authorizers job description, Credit Authorizers salary, Credit Authorizers information, what is the job of a Credit Authorizer like, pros and cons about Credit Authorizers, colleges and universities for Credit Authorizers, is Credit Authorizers the right career for me, careers in Office and Administration

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