What Do Credit Authorizers Do (including Their Typical Day At Work)

Job Description

Credit Authorizers authorize credit charges against customers’ accounts. They also evaluate customers’ computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.

Other tasks include:

• Keep records of customers’ charges and payments.
• File sales slips in customers’ ledgers for billing purposes.
• Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
• Mail charge statements to customers.
• Prepare credit cards or charge account plates.

We asked Credit Authorizers how satisfied they are with their job. Here is what they said.

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66% of them said they were satisfied with their job and 48% said they find that their job makes the world a better place or helps to make someone else’s life better.

Typical Day At Work

On a daily basis, Credit Authorizers file sales slips in customers’ ledgers for billing purposes. They keep records of customers’ charges and payments.

A typical day for a Credit Authorizer will also include:

• Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
• Evaluate customers’ computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
• Prepare credit cards or charge account plates.
• Mail charge statements to customers.

We asked some Credit Authorizers a few questions to find out what else does their work day look like. Here is what we found.

	Do you have telephone conversations everyday in this job?	100% said yes
	How important is it to work in a team in this job?	73% said very important
	Do you have group discussions everyday in this job?	100% said yes
	Do you talk or work with customers everyday in this job?	88% said yes
	Do you have to deal with angry customers everyday in this job?	23% said yes
	Do you have to make decisions everyday in this job?	78% said yes

Other responsibilities

Besides their typical day, Credit Authorizers also mail charge statements to customers. They may also file sales slips in customers’ ledgers for billing purposes.

On a weekly to monthly basis, Credit Authorizers Prepare credit cards or charge account plates. They might also Keep records of customers’ charges and payments.

In addition, they Evaluate customers’ computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.

Although specific duties may vary, many of them Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.

Working life

Standard 40 hour work week

Regular schedule like a 9 to 5

In a typical work week as a Credit Authorizer, you can expect to work 40 hour work week.

Is this right for me

People who are suitable for this job tends to like following set procedures and routines. They like working with data and details more than with ideas..

They also like starting up and carrying out projects. They like leading people and making many decisions. Sometimes they require risk taking and often deal with business.

You can read more about these career personality types here.

Explore other careers

http://www.bls.gov/OOH/office-and-administrative-support/financial-clerks.htm

http://www.aba.com/

https://www.mba.org/